And don’t forget the Community Reinvestment Act. I need to track down the actual numbers this brags about. This is from a government page on the Clinton-Gore legacy:
Strengthened the Community Reinvestment Act. In 1995, the
Administration updated the Community Reinvestment Act regulations to
focus on banks’ actual service delivery, rather than on compliance
efforts. From 1993 to 1998, lenders subject to the law increased
mortgage lending to low- and moderate-income families by 80
percent—more than twice the rate they increased mortgage lending to
other income groups.