… is from page 2 of John Cogan’s 2017 book, The High Cost of Good Intentions:
As well-meaning and beneficial as many entitlements may be, they have come at a high cost. They have undermined the natural human desire for self-sufficiency and self-improvement. Social Security and Medicare have reduced the perceived need by young workers to save for their retirement and have induced senior citizens to forgo years of productive and rewarding employment. They welfare system’s high marginal tax rates have discouraged work and penalized investments in human capital. The system has created incentives for young women to bear children out of wedlock and remain unmarried. It has discouraged fathers of young children from meeting their parental responsibilities.